Member FDIC

Consumer Deposit Product Interest Rates

Effective September 2, 2010 Subject to Change

The Bank reserves the right to individually price deposits in excess of $500,000.

The following types of accounts are variable rate accounts and the rate may change after the account is opened. Fees may reduce the earnings on the account.

N.O.W. Checking

Balance Tier

Minimum Balance to Open Account

Annual Percentage Yield

$1.00 to $9,999.99

$25.00

0.05%

$10,000 to $24,999.99

0.05%

$25,000 to $49,999.99

 

0.05%

$50,000 to $74,999.99

 

0.10%

$75,000 to $99,999.99

0.10%

$100,000 and Greater

 

0.10%

Money Market Account

Balance Tier

Minimum Balance to Open Account

Annual Percentage Yield

$1,000 to $9,999.99

$25.00

0.10%

$10,000 to $24,999.99

 

0.10%

$25,000 to $49,999.99

 

0.15%

$50,000 to $74,999.99

 

0.25%

$75,000 to $99,999.99

 

0.35%

$100,000 and Greater

 

0.50%

Statement Savings Account

Balance Tier

Minimum Balance to Open Account

Annual Percentage Yield

$25.00 to $9,999.99

$25.00

0.10%

$10,000 to $24,999.99

 

0.10%

$25,000 to $49,999.99

 

0.15%

$50,000 to $74,999.99

 

0.20%

$75,000 to $99,999.99

 

0.25%

$100,000 and Greater

 

0.40%

Certificates of Deposit

The following certificates of deposit accounts automatically renew and the rate may change at maturity. A penalty may be imposed for early withdrawal.

Regular Certificates of Deposit and IRA Certificates of Deposit

Term

Minimum Balance to Open Account

Annual Percentage Yield

6 Month

$1,000.00

0.40%

 

12 Month

$1,000.00

0.50%

18 Month

$1,000.00

0.70%

24 Month

$1,000.00

0.95%

28 Month Special

$1,000.00

1.45%

36 Month

$1,000.00

1.15%

42 Month Special

$1,000.00

2.05%

48 Month

$1,000.00

1.60%

54 Month Special

$1,000.00

2.45%

60 Month

$1,000.00

2.10%

Jumbo Certificates of Deposit and Jumbo IRA Certificates of Deposit

Term

Minimum Balance to Open Account

Annual Percentage Yield

6 Month

$100,000.00

0.40%

12 Month

$100,000.00

0.50%

18 Month

$100,000.00

0.70%

24 Month

$100,000.00

0.95%

28 Month Special

$100,000.00

1.45%

36 Month

$100,000.00

1.15%

42 Month Special

$100,000.00

2.05%

48 Month

$100,000.00

1.60%

54 Month Special

$100,000.00

2.45%

60 Month

$100,000.00

2.10%

Please contact us at (724) 625-1555 with any questions on rate information.